Understanding Out-of-Network Benefits

Did you know you can see any dentist you choose, even if they’re not in network with your dental insurance? It’s true! In fact, most out-of-network dentists will even work with your dental insurance company to help you get the most out of your benefits.

What’s the difference? For starters, an out-of-network dentist doesn’t have to consider what your insurance company wants when treating you. Their only priority is you and your oral health!

What Out-of-Network Means

When a dentist is out of network, it just means they’re not contracted with your specific dental insurance plan. It also means they did not pre-negotiate their rates with your insurance company, giving them unrestricted access to top-quality materials, techniques, and tools for the best possible treatment outcome.

When you visit an out-of-network dentist, you pay at the time of treatment and then submit a claim to your insurance company for reimbursement. Much like with an in-network practice, the insurance manager or patient coordinator on staff will file a claim on your behalf.

What Out-of-Network Doesn’t Mean

Out-of-network does NOT mean “no insurance accepted” or “no coverage.” Nor does it mean you have to stop seeing a dentist you know and trust just because they don’t contract with your current insurance company. Your insurance company will not deny you care, penalize you, or raise your premiums because the dentist you choose is out of network.

Why Choose an Out-of-Network Dentist

Here’s what you can expect from an out-of-network dentist:

High-quality care:

No pre-negotiated rates means your dentist is free to use the best, most appropriate, and most advanced treatments available.

Freedom of choice:

Your dentist can give you more options because the insurance company isn’t in charge of deciding what’s best for you. You are!

Full transparency:

There’s no guessing how much your treatment will cost or surprise bills arriving weeks afterward. Everything is clearly spelled out at the time of treatment.

Remember What’s Really Important

The insurance network your dentist belongs to should never be the deciding factor with something as vital as our oral health. Receiving high-quality dental care from a dentist you trust can mean the difference between overall good health and illness.

If you’re looking for a dental practice that values patients’ needs and quality care above all else, visit Caring Dental of Spotswood and be confident that you will always get the best.

CARING DENTISTRY FOR ALL

No dental insurance? No problem. Personal finances will not prevent you from experiencing caring, state-of-the-art dentistry. We offer the finest care at a reasonable price. We also offer an In-House Membership Plan that makes all procedures accessible. We also accept CareCredit Patient Financing as well as most major credit cards.

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